SHOPSMART AUTO’S – CUSTOMER INFORMATION – DECEMBER 24, 2020

Written by admin on December 24, 2020. Posted in Audi, Car Specials, Chevrolet, Dodge, Electric Vehicles, Honda, Hyundai, Mercedes-Benz, Nissan, SUV

How to buy a new car Buying a new car is a little like a game show. Choose the right door and you win your prize — a sweet deal on a good car. Choose the wrong door and you’ll lose money and hate the shopping experience. Navigating the car-buying process has never been easier, thanks to the transparency created by the internet.

So let’s get started. (If it isn’t a new car you want after all, check out our guide on how to buy a used car.)

Set your budget

Start by deciding if you want to pay cash, take out a loan, or lease your new car. Paying cash makes your budgeting process pretty simple, but don’t spend all your savings. And remember that you will also have to pay sales tax, registration and insurance. Use the NerdWalletauto loan calculator to figure out the right monthly payment and down payment.

Most people take out a car loan or, increasingly, opt for leasing a vehicle. It’s smart to get preapproved for a car loan because it simplifies the buying process and puts you in a stronger position at the dealership. Later, you’ll see how having a preapproved loan fits into the process.

Choose the right car

Now the fun begins — picking the right car for you. Think about how you plan to use this car. For example, if you have a family, you’ll want enough room for everyone plus ample cargo space. If safety is a top priority, check out the Insurance Institute for Highway Safety for crash tests.

Narrow the field by making a list of must-have features. Then, search for models with the car finder tool found on some automotive sites. Filter your search according to your budget and desired features. As you move forward, list three target models to research in more detail.

Check reliability and ownership costs

You want to make sure to choose models not only for their dependability but also for their low cost of ownership. Consumer Reports and J.D. Power collect maintenance reports from owners and rate all cars for reliability. A closely related issue is the total cost of ownership. Some cars are cheap to buy, but will cost a lot in the long run because of insurance, maintenance, repairs and depreciation. Several automotive websites — such as Kelley Blue Book’s Five-Year Cost to Own or Consumer Reports’ Cost of Vehicle Ownership — show estimates of these expenses. It may be wiser to shell out a bit more money upfront when buying a car.

END OF PART ONE

Make It A Champion Day!

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SHOPSMART AUTO’S – CUSTOMER INFORMATION – DECEMBER 24, 2020

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