SHOPSMART AUTOS – CUSTOMER INFORMATION – JANUARY 18, 2021
January’s Best New Car Leases
The middle of winter may not seem like a great time to lease a new car, but with showrooms quiet after the year-end frenzy and automakers offering excellent lease deals, this month can be a great time to get a new set of wheels. While the deals available this month aren’t as plentiful as they’ve been over the last few months, the offers that are available can save you thousands of dollars on your new car lease. Some offer low monthly payments, while others require little due at signing. Car leasing typically brings lower monthly payments than car buying since you only have to pay for the depreciation expected to occur during the lease, plus interest and fees. When you buy a car, you have to pay its entire cost. Most people have to take out an auto loan to do so. This month’s lease deals span the market. There are incentives on vehicles ranging from the 2021 Mazda3 to the 2021 Mini Cooper and 2021 Toyota Corolla with payments around or below $200 per month. Luxury models, including the 2021 Lexus UX, and 2021 Volvo S60, can be leased with affordable monthly payments and relatively little due at signing. Whether you’re thinking about winter travel or dreaming of summer road trips, the $239 per month lease on the 2021 Subaru Forester is a fantastic deal. The continuing coronavirus pandemic has changed the way we buy and lease cars. In the best of times, car leasing is reserved for customers with good credit. Today, you don’t want to lease unless you’re confident your job is on solid footing. A lease is a contract that’s hard to break without risking years of damaged credit. The U.S. News Best Price Program can connect you with dealers that offer streamlined online leasing processes and home delivery options. Lease deals typically are limited to specific trim levels, and dealer stock may be limited. The offers are often restricted based on where you live and your credit score. Because they come with strict mileage limits, you have to have a good idea how many miles you drive each year before you decide to lease. Even amid all the uncertainty facing car shoppers and dealers alike, it’s still possible to drive a brand-new car for about $199 per month. Leasing is a great way to keep your monthly payments and repair expenses low while driving a new vehicle every few years. At any given time, many deals are clustered around that price, and smart shoppers can often find local bargains for even less. Unless otherwise noted, the lease deals on the following pages expire on February 1.
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