SHOPSMART AUTOS – CUSTOMER INFORMATION – JULY 11, 2021 (PT.4)
Certified Pre-Owned Cars vs. Non-Certified Used Cars
Special CPO Financing Deals
Another benefit of buying a CPO vehicle is the availability of special financing programs. With a traditional used car, buyers have to pay market interest rates. Automakers offering CPO cars, however, sometimes offer special interest rates to buyers with excellent credit. Our used car deals page shows the best financing deals currently available on a wide variety of models. Even if you can’t get a special deal from a manufacturer, many lenders treat CPO vehicles like new cars when it comes to making auto loans. As with any car purchase, it’s a good idea to get pre-approved for financing. As part of that process, you can identify lenders willing to cut you a deal.
Where to Buy Them
While you have lots of options for buying non-certified used cars (including used car supercenters, private party sellers, and most car dealerships), your choices are much more limited if you want a CPO model. You can only get a certified used car from a dealership of the brand that made it. That means you won’t find a CPO Honda Civic at your local Ford dealer. If you are looking for a specific model and make of car, it is generally easier to find it on the broad, non-certified used car market. To find that same car as a CPO vehicle, you may need to cast a wide geographic net and look at dealers far from your home. Fortunately, most dealerships post their used car inventory online so that you can do your searching from the comfort of your home.
What Kind of Vehicles Can You Buy?
The idea of certified used cars was born in the luxury car market. Today, nearly every manufacturer has a CPO program, though they’re not all created equal. You can find CPO vehicles ranging from inexpensive subcompacts to sumptuous luxury cars and SUVs. Additionally, since you’re buying from a new car dealership, they can take care of all of the purchase and registration paperwork for you, which can save a lot of hassle. Always remember that a CPO vehicle has a better peace of mind than a traditional used vehicle because of the trip Interruption program. Knowing that a rental vehicle, food for the kids and hotel room is offered and that you can use it as long as you are in the CPO program. SOLD!
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